Ron Kallam has been in the insurance business servicing Southern Ohio and Northern Kentucky for over 40 years. Kallam Insurance is here to do what is best for you.  You get have one-on-one contact with one of our live agents (Ron Kallam, Jay Anderson, Carolyn Schumacher or Stacey Dufresne) 24 hours a day 7 days a week.  Ron and Jay have great deal knowledge of farm and agricultural Insurance needs.  Stacey and Carolyn have more than 30 years combined in the insurance and banking industry.  We will provide you with the best coverage at the best possible price.  Nothing is more important to us than customer service.